Personal Banking
Business Banking
Access ID:

Report Lost/Stolen
Debit Cards
Call 1-800-472-3272

Master Card Secure Code

Online Banking


Internet Banking:

Access your account information online 24 hours a day, seven days a week
from home or office.

First Time User 

Learn about E-Statements


Bill Pay Plus:

Pay bills online to anyone with a mailing or email address.

Demo Bill Pay Plus


Download Quicken or QuickBooks:

Consumer Banking Customers:

  1. Log in to Online Banking
  2. Select an Account from the list of Accounts Menu
  3. Choose Transaction Export from Transactions Menu
  4. Choose .QFX for Quicken download, or .QBO for Quickbooks download
  5. Save file to your local drive. Configure Quicken or QuickBooks to import file into application (for detailed information on this process, go to


The Bank of River Oaks Online Security

The Bank of River Oaks Online is a Verisign Secure Site. Verisign has issued the Freedom Net Service, a
unique Secure Server ID, assuring you, our customers, of the Freedom Net Internet site’s authenticity and
allowing communications to be encrypted for privacy. This site requires a browser that supports 128-bit
encryption. To update your browser to support 128-bit encryption, select the one you wish to download.